Additional information about the Forester Life ISA
What if I
change my mind?
What happens if I die during the term of
my plan?
What law
is the plan subject to?
What if I am
unhappy with the service I receive?
Are we
covered by the Financial Services Compensation Scheme
(FSCS)?
Where can I
find out more?
What if I change my mind?
After we have approved your application we will issue
you with your Plan Document and a notice of your right to cancel.
You then have 30 days from receipt of this notice in which you can
change your mind about taking out your Plan and have your
contributions returned.
The amount you will have returned may be lower if the
value of units bought on your behalf has fallen.
After the initial cancellation period you can cancel
your Plan at any time by writing to us.
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What happens if I die during the term of my
plan?
If you die during the term of your Plan we
will pay out 101% of the value of your units to your legal personal
representatives.
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What law is the plan subject to?
All Forester Life Plans are subject to
the law of England and Wales.
As Forester Life is based in the United Kingdom, we
will always communicate with you using the English language.
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What if I am unhappy with the service I
receive?
We take the concerns of our Planholders very
seriously. If at anytime you do have any comments or wish to make a
complaint, please write to the Customer Relations Officer at
Foresters, Foresters House, Cromwell Avenue, Bromley, Kent, BR2
9BFor phone 08457 990011.
In the unlikely event that your complaint cannot be
resolved to your satisfaction, you can write to the Financial
Ombudsman Service (FOS), South Quay Plaza, 183 Marsh Wall, London,
E14 9SR (telephone 0845 080 1800). Making a complaint will not
prejudice your right to take legal action.
You can review Foresters complaints procedure here.
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Are we covered by the Financial Services
Compensation Scheme (FSCS)?
Yes. This means that you may be entitled to
compensation from the FSCS in the event that we cannot meet our
obligations.
Compensation depends on the type of business and
the circumstances of the claim but most types of investment
business are covered for 100% of the first £30,000 and 90% of the
next £20,000 so the maximum compensation is £48,000.
Further information about compensation scheme
arrangements is available from the FSCS website www.fscs.org.uk or by phone on
020 7892 7300.
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Where can I find out more?
Your financial adviser will be able to explain about
the benefits of the ISA in more detail.
Full details are set out in the Terms and Conditions.
Alternatively, you can telephone us on 08457 990011or
email us at customer.services@foresters.co.uk.
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