Benefits of stakeholder saving

Stakeholder products have been introduced by the Government to provide a relatively simple and low-cost way of investing and saving. Forester Life's Pension Plan, Child Trust Fund and Savings & Investment products meet these stakeholder standards:

• Low-cost
  Charges capped at a maximum of 1.5%pa and no other charges. This means that more of your money is invested for your benefit.

• Low Minimum Contributions
  Minimum savings start from as little as £20 (£10 on our Child Trust Fund) and a range of payment methods are available for your convenience.

• Simple terms
  Our plans offer simple, straightforward ways to save and invest and are designed to be as flexible as possible to cater for modern lifestyles.

• Controlled investment risk
  Foresters Stakeholder Managed Funds offer excellent growth potential without undue risk. Investments in the Funds are diversified across a range of different asset classes, markets, sectors and securities to meet stakeholder standards and some of our plans offer lifestyling to further reduce the investment volatility.

Schemes that meet stakeholder conditions are not necessarily suitable investments for a customer, nor do they offer any guarantee of performance.