The Legal Notices
Reliance on information in
this website
Copyright and Trademark
Notice
Law and
language
Your Rights of Privacy
The Privacy
Policy
Use of Cookies
Your Agreement
Important Legal Information
Advice
Status Disclosure
Regulatory and Company Information
Registered Details
Data Protection
Links To Other Sites
The Legal Notices
Reliance on information
in this website
We have taken all reasonable care to ensure that the information
contained in this website is accurate, complete and up-to-date and
that it complies with the requirements of UK Legislation,
regulations and codes of practice including the British Code of
Advertising Practice.
However, please bear in mind that all
information on this site is being supplied free of charge and that
information has not been tailored for your particular requirements.
We therefore cannot give any warranty or representation as to its
needs and requirements, accuracy, completeness or reliability and
we cannot accept any liability for any loss you may incur as a
result of relying on that information.
Unless clearly indicated on this website, the
information on this website is not intended to constitute any offer
by us to enter into a contract with you. Any contract that we do
enter into with you will be on the terms of our Standard Business
Conditions, which are available on request.
You must ensure that any software downloaded from the Internet
to your computer is suitable for use on your computer and that it
is free from viruses. This applies to any software loaded from this
website, so please virus check all software loaded from this
website and check it is compatible with your computer.
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Copyright and
Trademark Notice
Please note that all the contents, the layout
and the code of this website are copyright works owned by
Foresters.
We are happy for you to download or print off
copies of the contents of this site for your personal use and
information but any copying or adaptation of the contents, layout
or code of this website for any business purpose without our
specific consent will constitute copyright infringement.
Please note that we are not the owner of copyright
in other websites to which this site is linked and that you should
check those websites before copying any materials from them. We
acknowledge the copyright and any moral rights to third parties in
those other websites.
Please note the logo is registered.
Foresters is the marketing name of The Independent Order of
Foresters, a fraternal benefit society incorporated in Canada with
limited liability. The society’s international head office is
located at 789 Don Mills Road, Don Mills, Ontario, Canada M3C
1T9
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Law and language
The applicable law governing the contents and use of this website
and any disputes arising from it is English Law and any disputes
arising from the use of this website shall be subject to the
exclusive jurisdiction of the English courts.
This website is intended for use by citizens of
the United Kingdom only. This website is not intended for
distribution to, or use by, any person in a country where such
distribution would be contrary to local laws or regulations.
As Forester Life is based in the United Kingdom, our Plans are
subject to the law of England and Wales, and we will always
communicate with you using the English language.
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Your Rights of Privacy
The Privacy
Policy
Foresters is committed to protecting the privacy of all visitors to
our website. This policy sets out how we collect, protect and use
the information you send us on our website and was last updated in
August 2007.
Foresters does not capture and store any personal information
about you when you access this website, except when you choose to
give us your personal details by email or by enquiring about any of
our services or products. In these cases the information you
provide will be held by Foresters and may be used in the
following ways:
- To assist us to efficiently provide the service(s) you have
requested
- For research and analysis purposes
- To contact you, from time to time, about financial and other
products or services offered by Foresters and selected third
parties which we feel may be of interest to you.
You have the right to see a copy of the personal data that we
hold about you and you can make us change any information that is
incorrect. We charge a small fee for the provision of this
information. Please address any request to our Data Protection
Officer at Foresters, Foresters House, Cromwell Avenue, Bromley,
BR2 9BF.
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Use of Cookies
We also use “cookies” which help Foresters to track basic
visitor information so that we can better tailor the site to our
visitors' needs. Cookies are pieces of information that a website
transfers to your hard drive following a visit to that website.
Most web browsers automatically accept cookies but you can disable
this function by changing your browser settings if you so wish.
However, you may not be able to take full advantage of a website if
you do so.
By using cookies we are able to see how our website is being
used. This means that we can identify the most popular areas of our
website and better tailor the site to our visitors' needs. You
cannot be personally identified from this information and it is
only used to assist us in providing an effective service on our
website.
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Your Agreement
By using this website, you agree to us collecting and processing
this information in the ways we have described above. Any changes
to our Privacy Policy will be posted on this page so that you are
always kept informed of what information we collect and how we use
it.
If you have any further questions about our Privacy Policy you
may contact our Data Protection Officer at Foresters, Foresters
House, Cromwell Avenue, Bromley, BR2 9BF.
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Important Legal Information
Advice
Nothing within the pages of this site shall be deemed to constitute
financial or other professional advice in any way. You should
consult your financial adviser or other professional adviser if you
require any financial or other professional advice.
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Status Disclosure
This web site only contains information on the products and
services of Forester Life Limited which is authorised
and regulated by the Financial Services Authority.
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Regulatory and Company
Information
Forester Life Limited is authorised and regulated by the
Financial Services Authority.
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Registered
Details:
Forester Life Ltd is registered in England number: 2997655.
Foresters UK Group registered VAT number: 654 0253 58.
Registered Offices for all the above: Foresters, Foresters House,
Cromwell Avenue, Bromley BR2 9BF. Tel: 08457 990011. Fax: 020 8628
3500.
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Data
Protection
All information provided by Foresters will be treated with
the utmost confidence and respect.
Such information will be recorded on computer and used to assess
applications or administer policies. It may also be used for fraud
prevention or money laundering prevention. We may share your
information with our business partners and may contact you by mail,
telephone, SMS, fax or email to let you know about any goods,
services or promotions which may be of interest to you. If you do
not wish to receive such information please write to our Data
Protection Officer, Foresters House, Cromwell Avenue, Bromley, Kent
BR2 9BF.
You have the right to inspect copies of contract notes and
vouchers, and ask for a copy of your information (for which we
charge a small fee) and to correct any inaccuracies. We keep
records of our business transactions for at least six years. When
you give us personal information about another person we will
assume that they have appointed you to act for them and have
consented to the processing of their personal data, including
sensitive personal data.
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Links To Other Sites
The links to other sites on the Internet are purely to allow you
access to more information on related topics. Foresters does
not necessarily own or control such sites and so accepts no
responsibility for information contained in any such other sites or
for the fact that such sites may not be available at all times.
Please note that when accessing another site by way of a hypertext
link you may leave the Foresters site.
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