Your Questions Answered
Am I eligible?
What are the normal charges applying to
the Forester Life ISA and Savings & Investment
Plan?
I already make regular savings into a
Forester Life ISA/Savings & Investment Plan. How can I benefit
from this offer?
Do lump sum investments
qualify for the offer as well?
Will
any other charges be applied to my savings made under this
application during 2010?
When will the normal charges
take effect?
How will I know how much my
savings or investments are worth?
What happens if I already have
some savings in the charge-free fund?
Where can I find out
more?
Am I eligible?
Yes, if you apply within the offer period, regardless of the
date that you choose for your plan to commence. For example, if you
apply on 20 November 2010 your plan may start on
15 December 2010 and you are still eligible for this
offer.
What are the
normal charges applying to the Forester Life ISA and Savings &
Investment Plan?
The normal annual management charge applying to the
Forester Life ISA and Savings & Investment Plan is 1.5% of the
fund value (reducing to 1% after 10 years). Please refer to
Saving and Investing with Foresters for more
information.
I already make
regular savings into a Forester Life ISA/Savings & Investment
Plan. How can I benefit from this offer?
Any increase to payments that you make to your ISA or
Savings & Investment Plan will qualify for this offer. For
example, if you are already paying £200 per month in a Forester
Life ISA or Savings & Investment Plan, and you apply to
increase this amount to £250 per month, then the additional
monthly increase of £50 will be free of charges
until 6 April 2011.
Do lump sum investments qualify for the offer as
well?
Yes, but only new investments. If you make a lump sum investment
into an existing Forester Life ISA or Savings & Investment
Plan, the new investment will be free from charges until 6 April
2011.
Will any other charges be
applied to my savings made under this application during
2010?
No charges will be applied to your savings made under this
application until 6 April 2011.
When will the normal charges take effect?
The normal charges will take effect
on 6 April 2011.
How will I know how much my savings or investments are
worth?
If you have an ISA, every year we will send you a statement
showing the payments received in the last tax year, the number of
units held and the value of the plan.
Following each Savings & Investment Plan anniversary we will
send you a statement showing the payments received in the last
year, the number of units held and the value of your plan.
What happens if I already have some savings in the
charge-free fund?
These savings will remain free from all charges as per the terms
of the offer applicable at the time of your original
application.
Where can I find out more?
Your financial adviser will be able to provide you with more
information about this offer. Alternatively, you can telephone us
on 08457 990011 or e-mail customer.services@foresters.co.uk
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