Key features of the Forester Life Allocated Child Trust Fund Account(Stakeholder Account)

Its aims

  To invest Government CTF contributions allocated to Forester Life to secure a lump sum benefit for your child at age 18.

  To invest subscriptions from family, friends and anyone else who wishes to supplement the Government contributions.

  To achieve tax efficient long-term growth in a unit-linked investment fund which meets stakeholder standards for “risk-control”.

Your commitment

  To appoint a Registered Contact to manage the Plan on behalf of the child until age 16.

  All subscriptions are “locked-in” the Plan and, except in the event of your child’s earlier death or terminal illness, can only be accessed by the child at age 18.

Risk Factors

  The value of the Plan may fluctuate as the value of the investments in the Forester Life Stakeholder Managed Fund 1 can go down as well as up. Your child may get back less than has been invested.

  Whilst this Plan meets Government stakeholder standards for CTF accounts this does not necessarily mean that the investment is suitable or that there is any guarantee of performance.

  The favourable tax treatment of CTF accounts may change in the future.